Average Home Loan Interest Rate #8 Retrospective Look At When Fixing For 1 Year Has Been Favourable

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Average Home Loan Interest Rate #8 Retrospective Look At When Fixing For 1 Year Has Been Favourable

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Explanation of Average Home Loan Interest Rate #8 Retrospective Look At When Fixing For 1 Year Has Been Favourable

Average

av•er•age (avər ij, avrij),USA pronunciation n., adj., v.,  -aged, -ag•ing. 
n. 
  1. a quantity, rating, or the like that represents or approximates an arithmetic mean: Her golf average is in the 90s. My average in science has gone from B to C this semester.
  2. a typical amount, rate, degree, etc.;
    norm.
  3. See  arithmetic mean. 
  4. a quantity intermediate to a set of quantities.
  5. [Com.]
    • a charge paid by the master of a ship for such services as pilotage or towage.
    • an expense, partial loss, or damage to a ship or cargo.
    • the incidence of such an expense or loss to the owners or their insurers.
    • an equitable apportionment among all the interested parties of such an expense or loss. Cf. general average, particular average.
  6. on the or  an average, usually;
    typically: She can read 50 pages an hour, on the average.

adj. 
  1. of or pertaining to an average;
    estimated by average;
    forming an average: The average rainfall there is 180 inches.
  2. typical;
    common;
    ordinary: The average secretary couldn't handle such a workload. His grades were nothing special, only average.

v.t. 
  1. to find an average value for (a variable quantity);
    reduce to a mean: We averaged the price of milk in five neighborhood stores.
  2. (of a variable quantity) to have as its arithmetic mean: Wheat averages 56 pounds to a bushel.
  3. to do or have on the average: He averages seven hours of sleep a night.

v.i. 
  1. to have or show an average: to average as expected.
  2. average down, to purchase more of a security or commodity at a lower price to reduce the average cost of one's holdings.
  3. average out: 
    • to come out of a security or commodity transaction with a profit or without a loss.
    • to reach an average or other figure: His taxes should average out to about a fifth of his income.
  4. average up, to purchase more of a security or commodity at a higher price to take advantage of a contemplated further rise in prices.
aver•age•a•ble, adj. 
aver•age•ly, adv. 
aver•age•ness, n. 

Home

home (hōm),USA pronunciation n., adj., adv., v.,  homed, hom•ing. 
n. 
  1. a house, apartment, or other shelter that is the usual residence of a person, family, or household.
  2. the place in which one's domestic affections are centered.
  3. an institution for the homeless, sick, etc.: a nursing home.
  4. the dwelling place or retreat of an animal.
  5. the place or region where something is native or most common.
  6. any place of residence or refuge: a heavenly home.
  7. a person's native place or own country.
  8. (in games) the destination or goal.
  9. a principal base of operations or activities: The new stadium will be the home of the local football team.
  10. [Baseball.]See  home plate. 
  11. [Lacrosse.]one of three attack positions nearest the opposing goal.
  12. at home: 
    • in one's own house or place of residence.
    • in one's own town or country.
    • prepared or willing to receive social visits: Tell him I'm not at home. We are always at home to her.
    • in a situation familiar to one;
      at ease: She has a way of making everyone feel at home.
    • well-informed;
      proficient: to be at home in the classics.
    • played in one's hometown or on one's own grounds: The Yankees played two games at home and one away.

adj. 
  1. of, pertaining to, or connected with one's home or country;
    domestic: home products.
  2. principal or main: the corporation's home office.
  3. reaching the mark aimed at: a home thrust.
  4. played in a ball park, arena, or the like, that is or is assumed to be the center of operations of a team: The pitcher didn't lose a single home game all season.Cf. away (def. 14).

adv. 
  1. to, toward, or at home: to go home.
  2. deep;
    to the heart: The truth of the accusation struck home.
  3. to the mark or point aimed at: He drove the point home.
    • into the position desired;
      perfectly or to the greatest possible extent: sails sheeted home.
    • in the proper, stowed position: The anchor is home.
    • toward its vessel: to bring the anchor home.
  4. bring home to, to make evident to;
    clarify or emphasize for: The irrevocability of her decision was brought home to her.
  5. home and dry, having safely achieved one's goal.
  6. home free: 
    • assured of finishing, accomplishing, succeeding, etc.: If we can finish more than half the work today, we'll be home free.
    • certain to be successfully finished, accomplished, secured, etc.: With most of the voters supporting it, the new law is home free.
  7. write home about, to comment especially on;
    remark on: The town was nothing to write home about. His cooking is really something to write home about.

v.i. 
  1. to go or return home.
  2. (of guided missiles, aircraft, etc.) to proceed, esp. under control of an automatic aiming mechanism, toward a specified target, as a plane, missile, or location (often fol. by in on): The missile homed in on the target.
  3. to navigate toward a point by means of coordinates other than those given by altitudes.
  4. to have a home where specified;
    reside.

v.t. 
  1. to bring or send home.
  2. to provide with a home.
  3. to direct, esp. under control of an automatic aiming device, toward an airport, target, etc.

Loan

loan1  (lōn),USA pronunciation n. 
  1. the act of lending;
    a grant of the temporary use of something: the loan of a book.
  2. something lent or furnished on condition of being returned, esp. a sum of money lent at interest: a $1000 loan at 10 percent interest.
  3. loanword.
  4. on loan: 
    • borrowed for temporary use: How many books can I have on loan from the library at one time?
    • temporarily provided or released by one's regular employer, superior, or owner for use by another: Our best actor is on loan to another movie studio for two films.

v.t. 
  1. to make a loan of;
    lend: Will you loan me your umbrella?
  2. to lend (money) at interest.

v.i. 
  1. to make a loan or loans;
    lend.

Interest

in•ter•est (intər ist, -trist),USA pronunciation n. 
  1. the feeling of a person whose attention, concern, or curiosity is particularly engaged by something: She has a great interest in the poetry of Donne.
  2. something that concerns, involves, draws the attention of, or arouses the curiosity of a person: His interests are philosophy and chess.
  3. power of exciting such concern, involvement, etc.;
    quality of being interesting: political issues of great interest.
  4. concern;
    importance: a matter of primary interest.
  5. a business, cause, or the like in which a person has a share, concern, responsibility, etc.
  6. a share, right, or title in the ownership of property, in a commercial or financial undertaking, or the like: He bought half an interest in the store.
  7. a participation in or concern for a cause, advantage, responsibility, etc.
  8. a number or group of persons, or a party, financially interested in the same business, industry, or enterprise: the banking interest.
  9. interests, the group of persons or organizations having extensive financial or business power.
  10. the state of being affected by something in respect to advantage or detriment: We need an arbiter who is without interest in the outcome.
  11. benefit;
    advantage: to have one's own interest in mind.
  12. regard for one's own advantage or profit;
    self-interest: The partnership dissolved because of their conflicting interests.
  13. influence from personal importance or capability;
    power of influencing the action of others.
  14. [Finance.]
    • a sum paid or charged for the use of money or for borrowing money.
    • such a sum expressed as a percentage of money borrowed to be paid over a given period, usually one year.
  15. something added or thrown in above an exact equivalent: Jones paid him back with a left hook and added a right uppercut for interest.
  16. in the interest(s) of, to the advantage or advancement of;
    in behalf of: in the interests of good government.

v.t. 
  1. to engage or excite the attention or curiosity of: Mystery stories interested him greatly.
  2. to concern (a person, nation, etc.) in something;
    involve: The fight for peace interests all nations.
  3. to cause to take a personal concern or share;
    induce to participate: to interest a person in an enterprise.
  4. to cause to be concerned;
    affect.

Rate

rate1  (rāt),USA pronunciation n., v.,  rat•ed, rat•ing. 
n. 
  1. the amount of a charge or payment with reference to some basis of calculation: a high rate of interest on loans.
  2. a certain quantity or amount of one thing considered in relation to a unit of another thing and used as a standard or measure: at the rate of 60 miles an hour.
  3. a fixed charge per unit of quantity: a rate of 10 cents a pound.
  4. price;
    cost: to cut rates on all home furnishings.
  5. degree of speed, progress, etc.: to work at a rapid rate.
  6. degree or comparative extent of action or procedure: the rate of increase in work output.
  7. relative condition or quality;
    grade, class, or sort.
  8. assigned position in any of a series of graded classes;
    rating.
  9. [Insurance.]the premium charge per unit of insurance.
  10. a charge by a common carrier for transportation, sometimes including certain services involved in rendering such transportation.
  11. a wage paid on a specified time basis: a salary figured on an hourly rate.
  12. a charge or price established in accordance with a scale or standard: hotel rates based on length of stay.
  13. [Horol.]the relative adherence of a timepiece to perfect timekeeping, measured in terms of the amount of time gained or lost within a certain period.
  14. Usually,  rates. 
    • a tax on property for some local purpose.
    • any tax assessed and paid to a local government, as any city tax or district tax.
  15. at any rate: 
    • in any event;
      in any case.
    • at least: It was a mediocre film, but at any rate there was one outstanding individual performance.

v.t. 
  1. to estimate the value or worth of;
    appraise: to rate a student's class performance.
  2. to esteem, consider, or account: He was rated one of the best writers around.
  3. to fix at a certain rate, as of charge or payment.
  4. to value for purposes of taxation or the like.
  5. to make subject to the payment of a certain rate or tax.
  6. to place in a certain rank, class, etc., as a ship or a sailor;
    give a specific rating to.
  7. to be considered or treated as worthy of;
    merit: an event that doesn't even rate a mention in most histories of the period.
  8. to arrange for the conveyance of (goods) at a certain rate.

v.i. 
  1. to have value, standing, etc.: a performance that didn't rate very high in the competition.
  2. to have position in a certain class.
  3. to rank very high in estimation: The new teacher really rates with our class.

At

at1  (at; unstressed ət, it),USA pronunciation  prep. 
  1. (used to indicate a point or place occupied in space);
    in, on, or near: to stand at the door; at the bottom of the barrel.
  2. (used to indicate a location or position, as in time, on a scale, or in order): at zero; at age 65; at the end; at the lowest point.
  3. (used to indicate presence or location): at home; at hand.
  4. (used to indicate amount, degree, or rate): at great speed; at high altitudes.
  5. (used to indicate a direction, goal, or objective);
    toward: Aim at the mark. Look at that.
  6. (used to indicate occupation or involvement): at work; at play.
  7. (used to indicate a state or condition): at ease; at peace.
  8. (used to indicate a cause or source): She was annoyed at his stupidity.
  9. (used to indicate a method or manner): He spoke at length.
  10. (used to indicate relative quality or value): at one's best; at cost.
  11. be at (someone), to be sexually aggressive toward (a person): She's pregnant again because he's at her morning, noon, and night.
  12. where it's at, [Informal.]the place where the most interesting or exciting things happen: Emma says that Rome is definitely where it's at now.

For

for (fôr; unstressed fər),USA pronunciation prep. 
  1. with the object or purpose of: to run for exercise.
  2. intended to belong to, or be used in connection with: equipment for the army; a closet for dishes.
  3. suiting the purposes or needs of: medicine for the aged.
  4. in order to obtain, gain, or acquire: a suit for alimony; to work for wages.
  5. (used to express a wish, as of something to be experienced or obtained): O, for a cold drink!
  6. sensitive or responsive to: an eye for beauty.
  7. desirous of: a longing for something; a taste for fancy clothes.
  8. in consideration or payment of;
    in return for: three for a dollar; to be thanked for one's efforts.
  9. appropriate or adapted to: a subject for speculation; clothes for winter.
  10. with regard or respect to: pressed for time; too warm for April.
  11. during the continuance of: for a long time.
  12. in favor of;
    on the side of: to be for honest government.
  13. in place of;
    instead of: a substitute for butter.
  14. in the interest of;
    on behalf of: to act for a client.
  15. in exchange for;
    as an offset to: blow for blow; money for goods.
  16. in punishment of: payment for the crime.
  17. in honor of: to give a dinner for a person.
  18. with the purpose of reaching: to start for London.
  19. contributive to: for the advantage of everybody.
  20. in order to save: to flee for one's life.
  21. in order to become: to train recruits for soldiers.
  22. in assignment or attribution to: an appointment for the afternoon; That's for you to decide.
  23. such as to allow of or to require: too many for separate mention.
  24. such as results in: his reason for going.
  25. as affecting the interests or circumstances of: bad for one's health.
  26. in proportion or with reference to: He is tall for his age.
  27. in the character of;
    as being: to know a thing for a fact.
  28. by reason of;
    because of: to shout for joy; a city famed for its beauty.
  29. in spite of: He's a decent guy for all that.
  30. to the extent or amount of: to walk for a mile.
  31. (used to introduce a subject in an infinitive phrase): It's time for me to go.
  32. (used to indicate the number of successes out of a specified number of attempts): The batter was 2 for 4 in the game.
  33. for it, See  in (def. 21).

conj. 
  1. seeing that;
    since.
  2. because.

Year

year (yēr),USA pronunciation n. 
  1. a period of 365 or 366 days, in the Gregorian calendar, divided into 12 calendar months, now reckoned as beginning Jan. 1 and ending Dec. 31(calendar year or civil year). Cf.  common year, leap year. 
  2. a period of approximately the same length in other calendars.
  3. a space of 12 calendar months calculated from any point: This should have been finished a year ago.
    • Also called  lunar year. a division of time equal to 12 lunar months.
    • Also called  astronomical year, equinoctial year, solar year, tropical year. a division of time equal to about 365 days, 5 hours, 48 minutes, and 46 seconds, representing the interval between one vernal equinox and the next.
    • Also called  sidereal year. a division of time equal to the equinoctial year plus 20 minutes, representing the time required for the earth to complete one revolution around the sun, measured with relation to the fixed stars. Cf.  anomalistic year. 
  4. the time in which any planet completes a revolution round the sun: the Martian year.
  5. a full round of the seasons.
  6. a period out of every 12 months, devoted to a certain pursuit, activity, or the like: the academic year.
  7. years: 
    • age.
    • old age: a man of years.
    • time;
      period: the years of hardship and frustration.
    • an unusually long period of time of indefinite length: I haven't spoken to them in years.
  8. a group of students entering school or college, graduating, or expecting to graduate in the same year;
    class.
  9. a year and a day, a period specified as the limit of time in various legal matters, as in determining a right or a liability, to allow for a full year by any way of counting.
  10. from the year one, for a very long time;
    as long as anyone remembers: He's been with the company from the year one.
  11. year in and year out, regularly through the years;
    continually: Year in and year out they went to Florida for the winter.
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